Song Meaning
The lyrics paint a vivid, almost dreamlike portrait of a fleeting encounter with a boy named Frank Mills. The narrator recounts meeting him on a specific date, September 12th, outside the Waverly, immediately grounding the memory in a tangible place and time. This precise detail, however, contrasts sharply with the subsequent loss of his address, establishing a central tension between the clarity of the initial moment and the elusiveness of the subject.
The core of the narrative seems to revolve around an intense, yet somewhat embarrassing, infatuation. The narrator declares "I love him," but this is immediately followed by the admission, "it embarrasses me to walk down the street with him." This suggests a conflict between genuine affection and a perceived social awkwardness or perhaps a judgment from others, hinting at Frank Mills' unconventional appearance.
The description of Frank Mills is a masterclass in evocative detail, building a character through striking imagery. He's compared to George Harrison but distinguished by his hair tied in a bow, wears a white crash helmet, and sports a leather jacket adorned with "golden chains" and the names "Mary" and "Mom" alongside "Hell's Angels." These elements combine to create a figure who is both familiar (the Beatle-esque resemblance) and strikingly individual, perhaps even a bit rebellious or rough around the edges, which is the source of the narrator's embarrassment.
Ultimately, the plea to find Frank Mills reveals the depth of the narrator's feelings, transcending material concerns. The request to tell him that "Angela and I / Don't want the two dollars back / Just him" signifies that the narrator's desire is purely for his presence, not for any recompense or resolution of a transactional nature. It’s a heartfelt, if slightly quirky, expression of longing for a specific, memorable individual.